What is defined as a "Trailer" in the context of a personal auto policy?

In the context of a personal auto policy, a "trailer" is specifically defined as a vehicle that is designed to be pulled by a private passenger automobile, pickup, or van. This definition is essential because it clarifies the type of equipment that can be covered under the personal auto policy, particularly regarding liability and physical damage coverage.

Trailers serve various purposes, such as transporting recreational equipment, personal belongings, or other items that are not considered part of an automobile. Understanding this definition helps policyholders ascertain what coverage applies to their trailers and reinforces the importance of including such vehicles in insurance discussions.

The other options describe vehicles or uses that do not fit the standard definition of a trailer in a personal auto policy. For instance, vehicles used for racing or those intended for commercial transport are typically classified differently and may require different types of insurance coverage outside the personal auto policy.