What type of business does the Garage Coverage Form primarily cater to?

The Garage Coverage Form is specifically designed for businesses that are involved in servicing, repairing, or parking non-owned automobiles. This includes auto repair shops, service stations, and other businesses that provide services related to vehicles that do not belong to the business itself. The coverage provides liability protection for any damages or injuries that may arise from these services, as well as protection for the property itself, including autos in the care of the business.

This is distinct from retail businesses with storefronts, which require different types of coverage that protect inventory and customer interactions. Home-based businesses without inventory typically need coverage that addresses the unique risks of a residential setting rather than the specific liabilities associated with automotive services. Corporations with multiple business ventures may also require distinct forms of insurance designed for each of their operations, but their needs differ fundamentally from those of businesses focusing on auto services. Thus, the Garage Coverage Form is tailored specifically to meet the demands and risks of businesses engaged in servicing non-owned autos.