Which construction class primarily utilizes wood materials?

The construction class that primarily utilizes wood materials is Class 1. This classification typically refers to buildings that are mostly constructed using frame materials such as wood, which is common in residential structures. These buildings often have a higher vulnerability to risks such as fire, making them a focal point for insurers when assessing property risks.

Class 1 construction is characterized by its use of wooden framing, which is lightweight and allows for easier modifications and repairs. This is a fundamental aspect of residential building styles, where wood is preferred for its availability, cost-effectiveness, and ease of handling. In contrast, other construction classes often incorporate more fire-resistant materials such as masonry or steel, which are less likely to burn in the event of a fire. Understanding these classifications is essential for determining insurance coverage and risk management strategies.