Which coverage relates to physical damage from any cause except collision with another object?

Comprehensive Coverage is designed to protect against physical damage to a vehicle from various non-collision events. This includes risks such as theft, vandalism, fire, natural disasters, falling objects, and animal strikes. It enables policyholders to receive financial compensation for damages not caused by direct collisions with other vehicles or obstacles.

In contrast, Collision Coverage specifically addresses damages incurred in accidents involving another vehicle or stationary object. Theft Coverage is more focused on loss due to criminal acts, while Liability Coverage provides protection for damages caused to another person or their property due to the insured's actions. Understanding the nuances of these different types of coverage is essential for ensuring that a driver's insurance needs are fully met in various scenarios.