Which of the following is NOT a coverage part included in a Commercial Package Policy (CPP)?

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Prepare for the Oklahoma Property and Casualty Test with comprehensive questions, detailed explanations, and essential tips. Increase your chances of success!

In a Commercial Package Policy (CPP), the coverage parts typically included are those that relate directly to the operations of a business. Commercial General Liability, Commercial Auto, and Equipment Breakdown Insurance are all standard coverage parts that address the specific risks associated with business activities.

Commercial General Liability protects against claims of bodily injury, property damage, and personal injury arising from business operations. Commercial Auto provides coverage for vehicles used in the business, safeguarding against risks associated with their operation. Equipment Breakdown Insurance covers the accidental breakdown of equipment, which can be vital for many businesses reliant on machinery and other tools.

On the other hand, Personal Property Coverage is usually part of a different type of policy, such as a Personal Property policy or homeowners insurance, designed for personal property rather than business-related activities. Thus, it does not align with the specific focus of a CPP, which is to provide comprehensive coverage tailored to commercial enterprises. This distinction solidifies the understanding that Personal Property Coverage is not a component of a Commercial Package Policy.

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